Testimonials
Actual Cases

The following are several actual case summaries of our Clients.

Case 72
The Investors owned a vacation home in Palm Desert for many years. They were renting it seasonally, but no longer using it on a regular basis. The property was located in an upscale community that provided a lot of services and charged very high Association dues. Net of the rents received the Investors were paying over $2,500 per month out of pocket. Full time rentals earn significantly less rent per week and reduced the negative cash flow, but did not produce any net income.

CA TD purchased the property for cash and a note for $200,000. We are currently paying the Investors $1,166.67 per month in interest on the note.

Case 83
The Investors had outlived the balance in their Individual Retirement Accounts. At their current rate of withdrawal they would be out of money within 5 years.

By selling CA TD their rental property on the installment method they were able to reduce their IRA withdrawal by $1,000 per month. They are currently collecting $1,750 in interest income from CA TD. They no longer have the worry their tenants will move our or the house will require an expensive repair.

Case 98
These Investors were not talking to each other. They are divorced, but co-owned a small commercial building. The building had appreciated nicely, but the net rental income was still low. She needed more income per month. He wanted to exchange the property for a vacation rental in the local ski area.

CA TD was able to buy Her portion of the property on the installment method increasing her net income. He was able to complete his exchange. No tax was paid on the transactions. She will pay tax on her portion of the capital gain as she receives principal payments at the maturity of her note. He will defer the gain on his portion until he sells the new property.

Case 40
This investor owned land as a tenant in common with 2 partners. Each year he paid his portion of the taxes, insurance and weed abatement. Now he is retired and is not looking for appreciation. He wants monthly income now.

Selling the land would net around $385,000. At current rates he could anticipate earning $19,250 in interest each year. By selling to CA TD Investments he is receiving over $35,000 per year in interest. The note is structured to last beyond his life expectancy so it is likely he will never pay the capital gains tax on the transaction. His heirs will pay the tax when they receive payment.

Case 27
The administrator of an estate had a problem with the heirs. The trust called for a restriction of the principal with income distributed monthly. The administrator wanted to distribute the trust and yet protect the principal from being squandered by the heirs.

CA TD issued a non-callable note paying interest monthly from the proceeds for the trust at 7% annual percentage rate. The heirs are able to get secure payments of income without access to principal for the term of the note.

Case 15
This retired investor has experienced a reduction of his income over the last several years as interest rates declined to below 4%. CA TD was able to increase the return on his retirement capital to 7% with a secured note tied to 1st Trust Deed Mortgages.

Is a Section 453 Installment Sale right for you? Call us today at 818-865-1570 for a no obligation and no hassle free consultation and review to see what CA TB Investments can do for you!